The credit rating of OJSC “Aloqabank”
The rating agency «Ahbor-Reyting» awarded to Open joint-stock commercial “Aloqabank” the credit rating on national scale «uzA +» with the forecast "Stable" on the results of activity for 2010.
The rating «uzA +» means a very high level of creditability of a bank, a low level of a credit risk in its activities. A bank - the owner of the rating «uzA +» is characterized by very high potential for timely and full implementation of its financial obligations faced by creditors, depositors and investors. The awarded rating of OJSC “Aloqabank” is reflecting the bank's high business activity in the market, the rapidly growing commercial network, the adequate capitalization and the balanced liquidity position. The rating also takes into account the risks connected with the rapid growth of bank’s assets and the continued geographical concentration of business. The extra stability for the business of OJSC "Aloqabank" gives the clear strategy aimed to increasing the business and strengthening the bank's position in the market, as well as the support of shareholders. However, the rating also takes into account the rapid growth of assets and related risks, the significant levels of industry concentration and the client’s concentration of the bank's business, as well as the potential risks connected with the growth strategy and possible acquisition of new assets.
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