1.1.

Account opening and closing (excluding letter of credit accounts in national currency)

free of charge

1.2.

Transfer of cash from accounts:

a) Transfer of cash from accounts (debit turnover)

of the debit turnover amount

0,5%*

b) Transfer of cash from accounts of exporting companies (debit turnover)

of the debit turnover amount

0,2%

c) Transfer of internal funds between customers of the JSC “Aloqabank”

free of charge

1.3.

Opening a letter of credit account in national currency

every time

at 1 Basic Calculation Value (BCV)**

1.4.

Changing terms and conditions of the letter of credit account in national currency

every time

at 1 BCV

1.5.

Cancellation of the letter of credit account in national currency

free of charge

1.6.

Issue and confirmation of an account statement

per copy

at 0,1 BCV

1.7.

Issuing enquiries, duplicates and other information, account data restoration from archive documents

per copy

at 0,1 BCV

1.8.

At a customer’s request, from the foreign currency account:

a) abstracts from documents are issued;

every time

at 0,15 BCV

b) abstracts are mailed

every time

at 0,15 BCV

1.9.

Making electronic payments (expenses of the Main Informatization Center (“MIC”))

per electronic payment transfer

1.5 times the amount of MIC expenses

OPERATIONS WITH "HUMO" AND "UZCARD" BANK CARDS

2.1.

Opening salary and scholarship bank cards

free of charge

2.2.

Bank card opening

every time

at 0,15 BCV

2.3.

Bank card replacement

every time

at 0,15 BCV

2.4.

Bank card replenishment

of the sum

0,3%

2.5.

Bank card replenishment

free of charge

2.6.

Putting a bank card on a STOP list

free of charge

2.7.

Blocked bank card reactivation

free of charge

2.8.

Issuing a bank card statement

every time

at 0,1 BCV

2.9.

Rental of payment terminals of UzCard and HUMO payment systems (exclusive of value added tax):

a) by legal entities (operating terminals of UzСard for legal entities – free of charge)

every month

25 000 UZS

b) by individual entrepreneurs (operating terminals of UzСard for individual entrepreneurs – free of charge)

every month

15 000 UZS

c) payment terminals of HUMO by legal entities

free of charge

d) payment terminals of HUMO by individual entrepreneurs

free of charge

2.10.

Repair or replacement of payment terminals

a) repair

every time

at 1 BCV

b) when lost or in disrepair

every time

residual value of the payment terminal + 1 BCV

2.11.

Fee for using E-ROS terminals (including charges for services of the Common Republican Processing Centre (CRPC) and the National Interbank Processing Centre, (NIPC) and means of payment)

of the sum

on a contract basis

2.12.

Foreign bank card acquiring through UzCard and HUMO payment terminals (merchant fee)

a) when debiting from foreign bank cards

of the sum

1%

b) when debiting from domestic bank cards

of the sum

0,2%

OPERATIONS WITH CORPORATE BANK CARDS VISA

2.13.

VISA bank card opening:

a) “VISA-IE”

per operation

50 000 UZS

b) “VISA-Corporate”

per operation

50 000 UZS

2.14.

Security deposit amount*** “VISA-IE” and “VISA-Corporate”

per operation

50 USD

2.15.

Cash withdrawals from a bank card issued by the JSC “Aloqabank”:

a) “VISA-IE”, within the banking system of Aloqabank

of the sum

0,3%

b) “VISA-IE”, using ATMs and payment terminals of other banks

of the sum

0,3%+ principal bank expenses

2.16.

Carrying out non-cash transactions using VISA bank card of the JSC «Aloqabank»:

a) “VISA-IE” and “VISA-Corporate”, within the banking system of Aloqabank

of the sum

0,3%

b) “VISA-IE” and “VISA-Corporate” using payment terminals of other banks

of the sum

0,3%+ principal bank expenses

2.17.

Putting VISA-IE, VISA-Corporate bank cards on the STOP list:

a) local STOP list

per operation

at 0,1 BCV

b) international STOP list (within two weeks)

per operation

at 0,2 BCV

2.18.

Replacement of the lost or damaged VISA bank card: when lost or in disrepair

a) “VISA-IE”

per operation

50 000 UZS

b) “VISA-Corporate”

per operation

50 000 UZS

2.19.

Replacement of the expired VISA bank card:

a) “VISA-IE”

per operation

50 000 UZS

b) “VISA-Corporate”

per operation

50 000 UZS

2.20.

Enabling Internet payments for bank cards

free of charge

2.21.

Linking bank cards to the SMS-Banking service

free of charge

2.22.

Issuance of a bank card account balance statement

free of charge

2.23.

Interest charged on account balance

no interest is charged

OPERATIONS WITH CORPORATE COBAGE BANK CARDS “UNIONPAY BUSINESS CLASSIC” FOR SOLE PROPRIETORS

2.24.

Basic bank card opening

per operation

50 000 UZS

2.25.

Bank card security deposit

per operation

100 000 UZS

2.26.

Bank card reissuance when it expired, lost or damaged

per operation

50 000 UZS

2.27.

Putting a bank card on the international STOP list

per operation

120 000 UZS

2.28.

Non-cash payments for debit transactions (works, goods/services) by bank cards

free of charge

2.29.

Cash withdrawals from ATMs outside Uzbekistan

of the sum

1%, minimum 15 000 UZS

2.30.

Obtaining information on the bank card balance from bank ATMs outside Uzbekistan

for every piece of information

5 000 UZS

OPERATIONS WITH CORPORATE COBAGE BANK CARDS “UNIONPAY”

“CORPORATE GOLD” BANK CARDS

2.31.

Basic bank card opening

per operation

100 000 UZS

2.32.

Bank card security deposit

per operation

100 000 UZS

2.33.

Bank card reissuance when it expired, lost or damaged

per operation

100 000 UZS

2.34.

Putting a bank card on the international STOP list

per operation

120 000 UZS

2.35.

Bank card replenishment

of the sum

0,3%

2.36.

Non-cash payments for debit transactions (works, goods/services) by bank cards

free of charge

2.37.

Obtaining information on the bank card account balance from ATMs of other banks

every time

5 000 UZS

3.1.

Recognition of foreign cash

free of charge

3.2.

Acceptance of foreign cash from non-residents to pay for goods and services

of the sum

0,3%*

3.3.

Withdrawal of foreign cash from an account

of the sum

0,3%

3.4.

Charging negative interest on the balance of customer accounts in EURO

every month

0,7% per annum

3.5.

Removal of foreign trade contracts from the register due to their transfer to another bank

per contract

at 0,5 BCV

3.6.

Account foreign currency exchange

of the sum

0,3% (minimum - at 1,5 BCV, maximum - at 40 BCV)

3.7.

Swap operations

on a contract basis

3.8.

Purchase and sale of foreign currency

free of charge

3.9.

Acceptance and processing of foreign currency purchase applications:

a) a hard copy application

per application

1 BCV

b) An application via the internet banking

per application

0,5 BCV

COLLECTION OPERATIONS

3.10.

Net collections advising

every time

2 BCV + foreign bank charges

3.11.

Acceptance of payment documents for collection

every time

1,5 BCV

3.12.

Acceptance and confirmation of documentary collections under import contracts

every time

1,5 BCV + foreign bank charges

3.13.

Return of documents with no payments made

every time

1,5 BCV + postage costs

3.14.

Checking and sending collection documents

every time

2 BCV

3.15.

Changing and cancelling collection terms and conditions

every time

1 BCV

CHEQUE OPERATIONS

3.16.

Receiving and sending cheques for collection

every time

1,5 BCV

3.17.

Crediting into/recognizing on an account the cheque amount

free of charge

3.18.

Submission of cheques sent from abroad

as agreed

SWIFT OPERATIONS

3.19.

Outside Uzbekistan

per message

0,75 BCV

3.20.

Within Uzbekistan

per message

0,3 BCV

GUARANTEED FOREIGN CURRENCY TRANSACTIONS

3.21.

Issuance of a guarantee

of the sum

1% quarterly

3.22.

Change or cancellation of guarantee terms and conditions

every time

2 BCV + SWIFT charges + partner bank fees

3.23.

Advice/confirmation of a guarantee via SWIFT

per message

1 BCV + SWIFT charges+

partner bank fees

3.24.

Advice/confirmation via SWIFT of change or cancellation of the guarantee terms and conditions

per message

1 BCV + SWIFT charges +

partner bank fees

3.25.

Advising another bank’s guarantee received via SWIFT

per message

1 BCV + SWIFT charges+ partner bank fees

3.26.

Making payment under the guarantee

of the sum

0,15% (maximum at 40 BCV)+ SWIFT charges+ partner bank fees

3.27.

Checking, processing and mailing documents to accept payments under another bank’s guarantee

every time

2 BCV + partner bank fees + postage costs

3.28.

Authentication of documents, of the guarantee keys/signatures

every time

2 BCV + partner bank fees

3.29.

Issuing a guarantee against another bank’s counter-guarantee

of the sum

1% quarterly

COMMERCIAL LETTER OF CREDIT TRANSACTIONS

3.30.

Advising letters of credit to other banks

of the sum

2 BCV

3.31.

Opening an import letter of credit

of the sum

0,2% (maximum 70-times the amount of BCV) + SWIFT charges+ partner bank fees

3.32.

Increase in the amount of the import letter of credit

of the sum

0,2% (maximum 70- times the amount of BCV) + SWIFT charges+ partner bank fees

3.33.

Letter of credit confirmation at the request of the issuing bank

of the sum

1 BCV

3.34.

Acceptance and verification of letter of credit documents, making payment under the letter of credit (when Aloqabank is an paying bank under the letter of credit):

a) covered letter of credit

of the sum

0,2% (maximum 5-times the amount of BCV) + SWIFT charges + partner bank fees

b) uncovered letter of credit

of the sum

on a contract basis

3.35.

Changing terms and conditions of the letter of credit

every time

1 BCV + SWIFT charges + partner bank fees

3.36.

Letter of credit cancellation

every time

1 BCV + SWIFT charges + partner bank fees

COMMERCIAL LETTER OF CREDIT TRANSACTIONS

3.37.

Preliminary advice

every time

2 BCV

3.38.

Letter of credit advising

every time

2 BCV

3.39.

Letter of credit confirmation:

a) covered

every time

0,8% per annum

b) uncovered

every time

as agreed

3.40.

Acceptance and verification of the letter of credit documents

per document type

0,5 BCV + partner bank fees + postage costs

3.41.

Changing terms and conditions of the letter of credit

every time

2 BCV + partner bank fees + postage costs

3.42.

Letter of credit cancellation

every time

2 BCV + partner bank fees + postage costs

4.1.

Loan account opening

free of charge

4.2.

Loan account maintenance

free of charge

4.3.

A lump-sum payment for reviewing loan documents (loans financed from foreign credit lines - in line with terms and conditions of the credit line)

free of charge

4.4.

Collateral execution

free of charge

4.5.

Full or partial collateral release

free of charge

4.6.

Amending terms and conditions of the loan agreement

every time

3 BCV

4.7.

Providing that the loan balance is sold to another bank

free of charge

4.8.

Obtaining information from the credit bureau

free of charge

4.9.

Making an entry to the collateral registry

free of charge

4.10.

Fee for an unused portion of open credit lines

free of charge

4.11.

Increased interest rate on overdue principal

1.5 times the credit interest rate

4.12.

Penalty for overdue interest

per day

0,7%

4.13.

Monthly loan fee

free of charge

4.14.

A bank guarantee issuance

of the sum

1% quarterly

4.15.

Revision of and amendment to the original terms and conditions of the bank guarantee issued

every time

2 BCV

4.16.

Issuance of a tender guarantee

every time

tentatively at 2 BCV, in case of winning a tender – 5 BCV

5.1.

Cash withdrawals:

a) salaries, allowances, pensions, scholarships and other similar payments

free of charge

b) in cash receipts

free of charge

c) in funds received through terminals and in non-cash form (including to procurement enterprises)

of cash amount

1%

d) for other purposes

of cash amount

1%

5.2.

Allocation of cash resources to exporters

of cash amount

0,5%

5.3.

Disbursement of cash from accounts of agricultural producers

free of charge

5.4.

Receipt and recounting of encashment proceeds

free of charge

5.5.

Drawing up a certificate for incorrect placement of funds in a cash in transit bag

free of charge

5.6.

Issuing a chequebook for cash withdrawals

per chequebook

0,1 BCV

5.7.

Restoring a lost chequebook

per chequebook

1 BCV

5.8.

Return of founders’ shares due to the dissolution of an organization

of cash amount

2%

6.1.

Internet Banking Operations:

a) software installation

free of charge

b) monthly software fee

free of charge

c) if electronic signatures (keys) are lost or damaged by programme users

every time

2 BCV

d) a separate fee is charged for services provided using software and registration of electronic signatures (keys) (for each electronic signature (key); upon contract termination the client hands over an electronic/digital signature (key)

1,5 BCV

e) making all account payments and settlement operations using the software

of the debit turnover amount

0,5%

6.2.

Providing SMS-Banking services (to a newly linked customer - from the 1st day of the following month, in full for the month in which a contract is terminated)

per phone number

0,2 BCV (every month)

6.3.

Transactions made using the mobile app “AloqaBusiness”:

a) software connection

free of charge

b) software installation

free of charge

c) making all account payments and settlement operations using the software

of the debit turnover amount

50% of the tariff rate set for the transfer of money from accounts

FOREIGN CURRENCY BANK TRANSFERS

7.1.

Bank transfers outside Uzbekistan:

a) paper money bank transfers

of the sum

0,15% (minimum – at 1 BCV,
maximum – at 40 BCV) + SWIFT charges + partner bank fees

b) bank transfers via internet banking

of the sum

0,15% (minimum – at 1 BCV, maximum – at 35 BCV) + SWIFT charges + partner bank fees

7.2.

Bank transfers within Uzbekistan

of the sum

0,1% (maximum at 2 BCV) + SWIFT charges+ partner bank fees

7.3.

Bank transfers within the Aloqabank’s system

free of charge

7.4.

GPI global cross-border transfers surveillance service

per transfer

1 BCV

7.5.

Changing the transfer terms after receiving a payment order

every time

0,75 BCV+ postage costs+ foreign bank charges

7.6.

Transfer cancelation and refund

every time

0,75 BCV + postage costs+ partner bank fees

7.7.

Return of rejected or unpaid documents

every time

postage costs + foreign bank charges

1.1.

Account opening and closing

free of charge

1.2.

Issuance of a savings book

free of charge

1.3.

Crediting cash to a savings account

free of charge

1.4.

Transfer of a deposit to your name in other branches of the bank

free of charge

1.5.

Penalty for losing a savings book

per operation

0,1 BCV

1.6.

Issuance of a transactions and savings balance statement to a depositor or his legal representative

per operation

0,1 BCV

1.7.

Reissue of a payment certificate

per operation

0,1 BCV

1.8.

Deposit search (on request)

free of charge

1.9.

Crediting the savings account in a non-cash form

free of charge

1.10.

Deposit transfer to an inactive/dormant account

free of charge

1.11.

Non-cash transfers (to savings accounts in the system of Aloqabank)

free of charge

1.12.

Cashless remittances

a) to Aloqabank and other banks’ accounts, including Aloqabank’s bank cards

of the sum

0,5%

b) from savings accounts «IPOTEKA (VM-182)» to other accounts as intended

free of charge

1.13.

Transfer of term and savings deposits and accrued interests to a bank card

free of charge

1.14.

Transfer of dividends, sponsorship funds, fees, rent, insurance and etc.

of the sum

0,5%

1.15.

Cash withdrawals of cash deposits

free of charge

1.16.

Cash withdrawals of deposits made cashless:

a) salaries and equivalent payments

free of charge

b) non-cash disbursements from the sale of Aloqabank shares and accrued dividends

free of charge

c) The issuance of cash compensations received non-cash based on decisions of the local public authorities

free of charge

d) sponsorship withdrawals

of the sum

0,1%

e) Withdrawal from savings accounts of funds received as a result of court orders enforcement

of the sum

0,5%

f) Withdrawal of other receipts

of the sum

1%

OTHER OPERATIONS

1.17.

Repayment of loan debt

in the banking system of Aloqabank – free of charge, in other banks – 1%

1.18.

Payment of spousal support pay-outs

free of charge

1.19.

Making lump sum payments:

a) Taxes and equivalent payments, including customs duties

free of charge

b) Payments made to accounts of official dealers of the JSC «GM Uzbekistan» and «Sam Auto» LLC for vehicles purchased

free of charge

c) payments accepted in favour of partner organisations under concluded contracts

free of charge

d) other lump sum payments

of the sum

in the banking system of Aloqabank – free of charge, in other banks - 0.5% to 3%

1.20.

Exchange of cash from one denomination to another (smaller denominations for larger ones, larger denominations for smaller ones)

of cash amount

0,25%

1.21.

Cash recounting, sorting and wrapping in an appropriate order, and packing

of cash amount

0,25%

SAFE DEPOSIT BOXES

1.22.

1) Daily rent:

a) Safe deposit box of size 87x136x600

per day

2 000 UZS

b) Safe deposit box of size 130х136х600

per day

2 000 UZS

c) Safe deposit box of size 87х271х600

per day

2 500 UZS

d) Safe deposit box of size 130х271х600

per day

2 500 UZS

e) Safe deposit box of size 260х271х600

per day

3 000 UZS

2) Monthly rent:

a) Safe deposit box of size 87x136x600

per month

20 000 UZS

b) Safe deposit box of size 130х136х600

per month

25 000 UZS

c) Safe deposit box of size 87х271х600

per month

30 000 UZS

d) Safe deposit box of size 130х271х600

per month

35 000 UZS

e) Safe deposit box of size 260х271х600

per month

40 000 UZS

3) Annual rent:

a) Safe deposit box of size 87x136x600

per year

180 000 UZS

b) Safe deposit box of size 130х136х600

per year

200 000 UZS

c) Safe deposit box of size 87х271х600

per year

240 000 UZS

d) Safe deposit box of size 130х271х600

per year

280 000 UZS

e) Safe deposit box of size 260х271х600

per year

300 000 UZS

1.23.

Penalty for losing the safe deposit box key

per operation

at 0,5 BCV

2.1.

Loan account opening

free of charge

2.2.

Loan account maintenance

free of charge

2.3.

A lump-sum payment for reviewing loan documents

free of charge

2.4.

Collateral execution

free of charge

2.5.

Full or partial collateral release

free of charge

2.6.

Monitoring

free of charge

2.7.

Amending a loan agreement (excluding amendments to «Full loan value»)

every time

1 BCV

2.8.

Selling the loan balance to another bank

free of charge

2.9.

Obtaining information from the credit bureau

free of charge

2.10.

Making an entry to the collateral registry

free of charge

2.11.

An annual penalty rate for a non-performing loan

overdue loan balance

1.5 times the loan interest rate (at the rate not exceeding 50 percent)

2.12.

Penalty for overdue interest

per day

0,7%

2.13.

Monthly loan fee

free of charge

2.14.

Lump sum payments on the loan principal plus interest

free of charge

3.1.

Certificate/statement to an embassy

per operation

0,1 BCV

3.2.

Exchange of a foreign currency for another on an account

of the sum

1%

3.3.

Exchange of one foreign currency for another

of the sum

at current purchase and sale rate

3.4.

Debiting foreign currency from an account

of the sum

0,5%

3.5.

Exchange of one banknote for another

of the sum

0,3%

3.6.

Checking the authenticity of a banknote

of the sum

1%

3.7.

Acceptance for collection (by exchanging at a partner bank) of an invalid or withdrawn foreign banknote

of the sum

3%

3.8.

Exchange of a damaged foreign currency for an intact one

of the sum

5%

FOREIGN CURRENCY BANK TRANSFER OPERATIONS

3.9.

Regular bank transfers outside the country

of the sum

0,1% (maximum at 1 BCV) + SWIFT charges + partner bank fees

3.10.

Bank transfers within Uzbekistan

of the sum

0,1% (maximum at 0,5 BCV) + SWIFT charges+ partner bank fees

3.11.

Bank transfers within the Aloqabank’s system

free of charge

3.12.

GPI global cross-border transfers surveillance service

per transfer

1 BCV

3.13.

Changing the transfer terms after receiving a payment order

every time

0,75 BCV + postage costs + foreign bank charges

3.14.

Transfer cancelation and refund

every time

0,75 BCV + postage costs + partner bank fees

3.15.

Return of rejected or unpaid documents

every time

postage costs + foreign bank charges

SWIFT SERVICES

3.16.

Outside Uzbekistan

per message

0,75 BCV

3.17.

Within Uzbekistan

per message

0,3 BCV

OPERATIONS WITH HUMO AND UZCARD BANK CARDS

4.1.

Bank card opening

a) HUMO card

every time

10 000 UZS

b) UzCard card

every time

at 0,15 BCV

c) opening HUMO and UZCARD payment cards when savings deposit and term deposit on demand are opened for a customer without a savings book at his request

free of charge

d) HUMO and UZCARD cards for pensions and allowances

free of charge

4.2.

Reissue of an expired bank card

a) HUMO card

every time

10 000 UZS

b) UzCard card

every time

0,15 BCV

4.3.

a) HUMO card

every time

10 000 UZS

b) UzCard card

every time

0,15 BCV

4.4.

Bank card replenishment at a bank cash desk

free of charge

4.5.

Money transfer between «HUMO» and «UzCard» bank cards (P2P)

of the sum

in the amount stated in an electronic contract (open offer)

4.6.

Cash withdrawals from a bank card:

a) at the bank cash desk, from a bank card issued by Aloqabank

free of charge

b) at the bank cash desk, from bank cards of other banks

of the sum

1%

c) using the bank ATMs

of the sum

1%

4.7.

Making payments using HUMO or UzCard bank cards (cardholder fee)

free of charge

4.8.

Putting HUMO or UzCard bank cards on the STOP list

free of charge

4.9.

Blocked HUMO or UzCard bank card reactivation

free of charge

OPERATIONS WITH VISA BANK CARDS

4.10.

Bank card opening:

a) «VISA-CLASSIC»

free of charge

b) «VISA-migrant»

per operation

50 000 UZS

c) «VISA-family»

per operation

50 000 UZS

d) «VISA-MDP»

free of charge

4.11.

Security deposit for bank cards «VISA-CLASSIC», «VISA-migrant», «VISA-family»

per operation

10 USD

4.12.

Bank card replenishment

free of charge

4.13.

Cash withdrawals from a bank card VISА issued by JSC Aloqabank:

a) from bank cards «VISA-CLASSIC» within the banking system of Aloqabank

of the sum

0,3%

b) from bank cards «VISA-migrant», «VISA-family» within the banking system of Aloqabank

of the sum

0,9% + principal bank expenses

c) from bank cards «VISA-MDP» within the banking system of Aloqabank

free of charge

d) from bank cards «VISA-CLASSIC» using ATMs and payment terminals of other banks

of the sum

0,3% + principal bank expenses

e) from bank cards «VISA-migrant», «VISA-family» using ATMs and payment terminals of other banks

of the sum

0,9% + principal bank expenses

4.14.

Non-cash withdrawals from the VISA bank card issued by Aloqabank:

a) from bank cards «VISA-CLASSIC» within the banking system of Aloqabank

of the sum

0,3% + principal bank expenses

b) from bank cards «VISA-migrant», «VISA-family» within the banking system of Aloqabank

of the sum

0,3% + principal bank expenses

c) from bank cards «VISA-MDP» within the banking system of Aloqabank

principal bank expenses

d) from bank cards «VISA-CLASSIC» using payment terminals of other banks

of the sum

0,3% + principal bank expenses

e) from bank cards «VISA-migrant», «VISA-family» using payment terminals of other banks

principal bank expenses

4.15.

Cash withdrawals from VISA bank card of other banks within the Aloqabank system

of the sum

1%

4.16.

Putting a bank card on a STOP list:

a) local STOP list

per operation

0,1 BCV

b) international STOP list (within two weeks)

per operation

0,2 BCV

4.17.

Non-cash transfers from a bank card account to another bank

of the sum

0,1% (maximum at 1 BCV) + SWIFT charges+ partner bank fees

4.18.

Replacement of a lost or damaged bank card:

a) «VISA-CLASSIC»

per operation

30 000 UZS

b) «VISA-migrant»

per operation

50 000 UZS

c) «VISA-family»

per operation

50 000 UZS

d) «VISA-MDP»

per operation

30 000 UZS

4.19.

Replacement of an expired bank card:

a) «VISA-CLASSIC»

per operation

30 000 UZS

b) «VISA-migrant»

per operation

50 000 UZS

c) «VISA-family»

per operation

50 000 UZS

d) «VISA-MDP»

per operation

30 000 UZS

4.20.

Enabling Internet payments for bank cards

free of charge

4.21.

Linking bank cards to the SMS-Banking service

free of charge

4.22.

Issuance of a bank card account balance statement

free of charge

4.23.

Interest charged on account balance

for the residual amount

no interest is charged

OPERATIONS WITH UZCARD BANK CARDS VIA THE PAYMENT SYSTEM "MIR"

4.24.

Bank card opening

per operation

25 000 UZS

4.25.

Bank card first issue within a payroll project

free of charge

4.26.

Bank card security deposit

per operation

100 000 UZS

4.27.

Bank card reissuance when it expired, lost or damaged

per operation

25 000 UZS

4.28.

Non-cash payments for debit transactions (works, goods/services) by bank cards

free of charge

4.29.

Foreign cash disbursement from ATMs of other banks (outside Uzbekistan)

of the sum

1,3%

4.30.

Obtaining information on the bank card account balance from ATMs of other banks

every time

2 000 UZS

4.31.

Bank card cash replenishment (outside Uzbekistan)

of the sum

1%

4.32.

Crediting funds from the MIR bank card to a bank card of the national system when making a cross-border transfer

free of charge

OPERATIONS WITH COBAGE BANK CARDS “UNIONPAY”

4.33.

Basic bank card opening

per operation

25 000 UZS

4.34.

Bank card first issue within a payroll project

free of charge

4.35.

Bank card security deposit

per operation

100 000 UZS

4.36.

Bank card reissuance when it expired, lost or damaged

per operation

25 000 UZS

4.37.

Putting a bank card on the international STOP list

per operation

120 000 UZS

4.38.

Cash withdrawals from bank cards issued by Aloqabank at the bank’s cash desk

free of charge

4.39.

Cash withdrawals from ATMs Within Uzbekistan

of the sum

1%

4.40.

Cash withdrawal from ATMs outside Uzbekistan

of the sum

1%, minimum 20 000 UZS

4.41.

Obtaining card balance information from another bank’s ATM

for every piece of information

5 000 UZS

4.42.

Delivery of bank cards ordered remotely

a) to Tashkent city and regional centres

per operation

bank card opening charge + 5 000 UZS

b) to a province districts and remote settlements

per operation

bank card opening charge + 10 000 UZS

5.1.

Receiving bank account information via SMS-Banking

free of charge

5.2.

Operations performed for individuals from mobile- and web-based apps:

a) installation of a mobile app for individuals

free of charge

b) bank card temporary blocking

free of charge

c) familiarization with UzCard, cobage UnionPay, MIR bank cards history of transactions

offer-based

d) familiarization with Visa, Master Card, Union Pay and Humo bank cards history of transactions

free of charge

e) information on savings and loan accounts balances and interests accrued thereon

free of charge

f) foreign currency purchase (online conversion)

free of charge

g) opening and operating online deposits

free of charge

h) bank card to bank card transfers

of the transfer amount

offer-based

i) loan repayment

of the repayment amount

offer-based

j) receiving international money transfers

of the payment amount

offer-based

k) payments to various service providers

of the payment amount

offer-based

l) e-wallet cashless crediting and debiting

of the payment amount

offer-based

m) e-wallet to e-wallet money transfers

of the transfer amount

offer-based

5.3.

Automatic loan repayment

of the payment amount

0,5%

Transactions via the inter-regional money transfer system "Аloqaexpress"

6.1.

Sending remittances*:

a) in local currency

of the sum

1%, minimum 1000 UZS

b) in foreign currency:

Up to 1,000 USD

of the sum

1% (at the exchange rate of the Central Bank of Uzbekistan)

1000 USD to 5000 USD

of the sum

0,5% (at the exchange rate of the Central Bank of Uzbekistan)

Over 5000 USD

of the sum

0,3% (at the exchange rate of the Central Bank of Uzbekistan)

6.2.

Money transfer pay-out

free of charge

INTERNATIONAL MONEY TRANSFER TRANSACTIONS

6.3.

Foreign currency transfers from and to Uzbekistan

of the sum

as agreed with partner organisations