OJSC "Aloqabank" provides its clients type of lending - financial leasing - paying a third party (the seller) the amount of the property with a subsequent purchase by the lessee. Leasing - a convenient form of investment to the business. Using leasing you can purchase equipment, machinery or vehicles needed for expansion or modernization of an existing business or opening a new one.

Leasing has several advantages when choosing a financing option:

  • The object of leasing is recorded on the lessee's balance sheet and therefore the object of lease is exempt from property tax;
  • It is possible to apply accelerated depreciation of leasing object;
  • Technological equipment imported into the Republic of Uzbekistan on a leasing is exempt from the payment of customs duties and VAT.
Object of leasing can be:
  • mini factories,
  • shops on processing raw material and materials,
  • industrial equipment of the consumer goods,
  • agricultural and building techniques,
  • transport, office equipment, communication facilities,
  • other industrial equipment and property.
Terms of leasing:
  • Amount – based on the assumption of credit capability and guarantee of accommodated party
  • Interest rate – 24% per annum;
  • Period – up to 3 years.

Main requirements for borrowers:

  • Specific legal status of the lessee to the presence of required registration, licensing, etc. documents at the beginning of the project financing;
  • Lessees may be legal entity having the status of a resident of the Republic of Uzbekistan and the sales revenue from its activities;
  • Projected cash flow funded project and/or available cash flow lessee must provide timely and full payment of lease payments during the lease term;
  • Existence of mechanisms and/or clear plans for the project being financed by other components components (raw materials, working capital, skilled personnel, markets, etc.)

When using the site materials reference to the site is required www.aloqabank.uz