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International credit lines

Information on international credit lines

Пластиковые карты HUMO

Conditions for the allocation of loans in the direction of animal husbandry at the expense of the credit line of the International Development Association (special conditions):

 

The loan amount is up to 70% of the total cost of the project
The loan term

is up to 5-10 years, depending on the specifics of the project (based on the grace period from the principal debt to 2 years)

up to 18 months to replenish working capital (based on a grace period of up to 9 months)

Interest rate (annual) up to 8%

 

Purpose of the loan:

  • Breeding of cattle, snakes, camels, goats, rabbits, etc.;
  • Poultry farming (eggs and broilers), fish farming, beekeeping sericulture;
  • Processing, packaging, cooling and storage of animal products;
  • Production of feed (by processing agricultural products) and purchase of feed products

Conditions for the allocation of loans in the direction of fruit and vegetable products at the expense of the credit line of the International Bank for Reconstruction and Development (special conditions):

 

The loan amount is up to 70% of the total cost of the project
The loan term

is up to 5-10 years, depending on the specifics of the project (based on the grace period from the principal debt to 2 years)

up to 18 months to replenish working capital (based on a grace period of up to 9 months)

Interest rate 6 month LIBOR+IBRD +0.2% margin of the Ministry of Finance+Bank margin (8% per annum)
Assignment of a loan to finance projects in the fruit and vegetable industry;

Conditions allocation of credit from the Commerzbank credit line account (special conditions)

 

The loan amount is at least 2,000,000 euros
The loan term is up to 5-7 years (considered by Commerzbank)
Annual interest rate 5-7%
Purpose of the loan Financing of related investment projects with the purchase of equipment from member countries of the Organization for Economic Cooperation and Development
The initiators of the project are small and private businesses
Currency type Euro
Grace period up to 6 months (considered by Commerzbank Bank)

 

Commission payments:

  • Project management fee-one-time loan amount up to 1%

 

Insurance premium of eca:

  • Established by the export credit agency (this payment can be financed from a credit account)

 

Additional loan terms:

  • At least 15% of the amount of the import agreement must be paid from the initiative's own funds account
  • The equipment must be purchased from countries that are among the EU countries and Germany

General conditions for credit lines:

Provision of loan collateral:

  • Buildings and structures
  • Motor vehicles and/or special technical means
  • Warranty from third parties
  • Insurance policy

Documents to be submitted:

  • Application
  • Business plan or feasibility study
  • Financial statements
  • Documentation on granting a loan

Documentation collateral:

In the presence of collateral:

  • Property Valuation Report
  • Cadastral documents, technical passport and/or technical supervision
  • Minutes of the Founders' meeting on the consent to the provision of collateral

 

If a third party acts as a guarantor:

  • The balance sheet of the guarantor company and its appendices
  • Audit report
  • Minutes of the Founders' meeting on the consent to the issuance of a pledge
  • Constituent documents (certificate, charter, founding agreement)

 

With insurance:

  • Insurance contract and policy

 

Users of the types of services:

  • Initiators of the project for the production of import-suBRtituting goods and export-oriented products, small business entities

Documents to download:

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