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Ustozimga microloan
Credit is issued through bank cards issued within the framework of the project of salary of JSC Aloqabank
up to 100 BEV
loan amount
from 24%
annual interest rate
up to 36 months
loan term
Apply for a loan
Ustozimga microloan
Предварительный расчет. Не является публичной офертой
Loan terms:
| Loan amount | Maturity | Annual interest rate |
|---|---|---|
| Minimum amount – 3 million soums | up to 24 months | 24% |
| Maximum amount – up to 100 the size of the basic estimated income value | up to 36 months | 25% |
Required documents:
- A resident of the Republic of Uzbekistan who has reached the age of 18, has a permanent job and work experience for the last 6 months;
- A teacher and teacher who works in preschool educational institutions, schools, colleges, academic lyceums, as well as in higher educational institutions, and has a bank account with Aloqabank;
- The debt load indicator should not exceed 50%.
As collateral for the loan, the following are accepted:
- guarantees of 3 persons.
List of documents required from the borrower:
- A copy of the passport (the original is shown);
- Certificate from the place of work on income for the last year (in the certificate you must specify the position, IFRA number and TIN).
When providing a guarantee of a third party as collateral for a loan, the following documents are required:
If the guarantor is an individual
- A copy of the passport (the original is shown);
- Certificate from the place of work on income for the last year (in the certificate you must specify the position, IFRA number and TIN)."
If the guarantor is a legal entity:
- Balance sheet and appendices to it
- Audit report;
- Minutes of the meeting on the consent of the founders to provide guarantees
Tariffs for microcredit «Ustozimga»:
| Maturity | Annual interest rate | Grace period |
|---|---|---|
| 12-24 months | 25% | 3 months |
| 36 months | 26% | 3 months |
Documents to download:
Press center
beta-version