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Universal microloan

Universal microloan

The loan is issued by transferring to a plastic card of JSC "Aloqabank" in the national currency

up to 50 million sum loan amount from 24.9% annual percentage rate up to 3 years loan term
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Universal microloan

Предварительный расчет. Не является публичной офертой
Loan amount
Loan term
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0 sum Monthly payment
0% Interest rate
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Расчет стоимости annuity

Loan terms:

Loan amount Maturity Annual interest rate Provision of the loan

Minimum amount – 3 million soums
Maximum amount – up to 50 million soums

12 months

24.9%

The funds are transferred to the bank card of the client opened in JSC "Alokabank"

Minimum amount – 3 million soums
Maximum amount – up to 50 million soums

24 months

25.9%

The funds are transferred to the bank card of the client opened in JSC "Alokabank"

Minimum amount – 3 million soums
Maximum amount – up to 50 million soums

36 months

26.9%

The funds are transferred to the bank card of the client opened in JSC "Alokabank"


As a loan provision, the following are accepted:

  • Guarantee of a third party with a micro-loan amount of up to 40 (forty) million soums;
  • The pledge of liquid property in case of exceeding the amount of the micro-loan of more than 40 (forty) million soums.

 

Neccessary documents:

  • The original of the identity document of the client (passport or identity card of an individual).

Information about the borrower's income (co-borrower, individual guarantor) is requested from the information base of the State Tax Committee (SSC). If it is not possible to obtain information about income from the information base of the SSC (the application is received from a client who does not pay income tax or has an income tax benefit, or if there are technical problems in the information base of the SSC and the internal system of the bank), information about income is provided by the borrower (as well as the co-borrower and/or the individual guarantor).

 

If a third-party waranty is provided as collateral for the loan, the following documents are provided by the warantor:

if a warantor is an Individual

  • A copy of passport (the original is provided to check)

If the warantor is a legal entity:

  • Balance sheet with attachments;
  • Audit report;
  • Decisions of the founders on consent to warranty;

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